{"id":1010,"date":"2023-06-19T10:30:26","date_gmt":"2023-06-19T02:30:26","guid":{"rendered":"https:\/\/www.cyloan885.com\/?post_type=loan-blog&#038;p=1010"},"modified":"2023-06-20T15:23:54","modified_gmt":"2023-06-20T07:23:54","slug":"house-mortgage","status":"publish","type":"loan-blog","link":"https:\/\/www.cyloan885.com\/loan-blog\/house-mortgage\/","title":{"rendered":"\u3010\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u3011\u623f\u8cb8\u8a66\u7b97\u6559\u5b78\u3001\u9280\u884c\u8207\u6c11\u9593\u8cb8\u6b3e\u6d41\u7a0b"},"content":{"rendered":"\n<p>\u591a\u6578\u4eba\u6703\u63a5\u89f8\u5230\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u90fd\u662f\u56e0\u70ba\u6709\u8cc7\u91d1\u5468\u8f49\u4e0a\u7684\u9700\u6c42\uff0c\u9762\u5c0d\u8cc7\u91d1\u4e0a\u7684\u9700\u6c42\u5927\u5bb6\u6703\u6709\u6240\u4e0d\u540c\u7684\u61c9\u5c0d\u65b9\u6cd5\uff0c\u4f46\u9019\u500b\u8cb8\u6b3e\u7684\u65b9\u5f0f\u5230\u5e95\u6709\u4ec0\u9ebc\u512a\u52e2\u5462\uff1f\u4f60\u662f\u5426\u9069\u5408\u5462\uff1f\u4eca\u5929\u9019\u7bc7\u6587\u7ae0\u5c31\u4f86\u544a\u8a34\u4f60\u662f\u4e0d\u662f\u500b\u9069\u5408\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u5ba2\u6236\u3002<\/p>\n\n\n\n<div 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class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u56fa\u5b9a\u5229\u7387\u4e26\u4e0d\u6703\u8ddf\u8457\u5e02\u5834\u7684\u5229\u7387\u8b8a\u52d5\u800c\u6709\u5dee\u7570\uff0c\u5982\u679c\u9078\u64c7\u56fa\u5b9a\u5229\u7387\u7684\u8a71\u53ef\u4ee5\u907f\u514d\u672a\u4f86\u5229\u7387\u9700\u8981\u8ca0\u64d4\u66f4\u591a\u5229\u606f\uff0c\u5982\u679c\u5728\u8cb8\u6b3e\u6642\u5229\u7387\u5373\u5c07\u5347\u606f\u7684\u8a71\uff0c\u5c31\u6703\u5efa\u8b70\u9078\u64c7\u300c\u56fa\u5b9a\u5229\u7387\u300d\u7684\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u65b9\u6848\uff0c\u900f\u904e\u9396\u4f4f\u4f4e\u5229\u7387\u4fdd\u969c\u672a\u4f86\u5347\u606f\u4e5f\u4e26\u4e0d\u6703\u53d7\u5230\u5f71\u97ff\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%A9%9F%E5%8B%95%E5%88%A9%E7%8E%87\"><\/span>\u6a5f\u52d5\u5229\u7387<span 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class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5c0d\u65bc\u8cc7\u91d1\u6709\u975e\u5e38\u6025\u8feb\u6027\u7684\u9700\u6c42\u6642\uff0c\u7121\u6cd5\u7b49\u5230\u9280\u884c\u8d70\u5b8c\u534a\u500b\u6708\u7684\u6d41\u7a0b\uff0c\u9019\u6642\u5019\u4e8c\u80ce\u623f\u8cb8\u7684\u597d\u8655\u5c31\u975e\u5e38\u660e\u986f\u4e86\uff0c\u53ea\u9700\u8981\u5169\u4e09\u5929\u5c31\u53ef\u4ee5\u6838\u767c\u7684\u591a\u6578\u9280\u884c\uff0c\u4ed6\u5011\u6240\u63a8\u51fa\u7684\u77ed\u671f\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7684\u65b9\u6848\u90fd\u6703\u5728\u524d\u5169\u5e74\u7d66\u4e88\u8d85\u4f4e\u5229\u7387\uff0c\u4f46\u9032\u884c\u8cb8\u6b3e\u6d41\u7a0b\u6642\u8981\u8b39\u614e\u5730\u5be9\u8996\u5408\u7d04\u5167\u5bb9\uff0c\u5176\u4e2d\u6709\u8a31\u591a\u9650\u5236\u50cf\u662f\u524d\u4e09\u5e74\u4e0d\u5f97\u8f49\u8cb8\uff0c\u6216\u8005\u662f\u7576\u524d\u5e7e\u5e74\u56fa\u5b9a\u5229\u7387\u7d50\u675f\u5f8c\u7528\u7684\u5229\u7387\u8a08\u8cbb\u65b9\u5f0f\u662f\u5426\u589e\u52a0\u8a31\u591a\uff0c\u8a31\u591a\u5408\u7d04\u5167\u5bb9\u90fd\u9700\u8981\u4e00\u4e00\u5be9\u8996\u9700\u8981\u7279\u5225\u6ce8\u610f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E8%A9%A6%E7%AE%97%E8%A7%A3%E8%AA%AA\"><\/span>\u623f\u8cb8\u62b5\u62bc\u8cb8\u6b3e\u8a66\u7b97\u89e3\u8aaa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u8a66\u7b97\u65b9\u5f0f\u70ba\u4ee5\u4e0b\u5169\u7a2e\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%AC%AC%E4%B8%80%E7%A8%AE%E7%AE%97%E5%BC%8F\"><\/span>\u623f\u8cb8\u62b5\u62bc\u8cb8\u6b3e\u7b2c\u4e00\u7a2e\u7b97\u5f0f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol>\n<li>\u6bcf\u6708\u61c9\u7e73\u7d0d\u7e3d\u984d(\u6708\u7e73\u91d1)=\u672c\u91d1\u5e73\u5747\u5206\u6524\u5f8c\u52a0\u4e0a\u5229\u606f<\/li>\n\n\n\n<li>\u5229\u606f\u7b97\u6cd5\u70ba\u672c\u91d1\u4e58\u4ee5\u5e74\u5229\u7387\u5f8c\u5e73\u5747\u5206\u6524\u81f3\u6bcf\u500b\u6708<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%AC%AC%E4%BA%8C%E7%A8%AE%E7%AE%97%E5%BC%8F\"><\/span>\u623f\u8cb8\u62b5\u62bc\u8cb8\u6b3e\u7b2c\u4e8c\u7a2e\u7b97\u5f0f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol>\n<li>\u6bcf\u6708\u61c9\u7e73\u5229\u606f\u91d1\u984d=\u672c\u91d1\u9918\u984d\u4e58\u4ee5\u5e74\u5229\u7387\u5f8c\u9664\u4ee512<\/li>\n\n\n\n<li>\u6bcf\u6708\u61c9\u7e73\u7d0d\u672c\u91d1\u9084\u91d1\u984d=\u6bcf\u6708\u61c9\u7e73\u7d0d\u7e3d\u984d(\u6708\u7e73\u91d1)\u6263\u9664\u6bcf\u6708\u61c9\u7e73\u5229\u606f\u91d1\u984d<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E8%B2%B8%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%AF%84%E4%BE%8B\"><\/span>\u623f\u8cb8\u62b5\u62bc\u8cb8\u6b3e\u7bc4\u4f8b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><\/th><th><strong>\u6c11\u9593\u8cb8\u6b3e<\/strong><\/th><th>\u9280\u884c<\/th><\/tr><\/thead><tbody><tr><td>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u91d1\u984d<\/td><td>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u7686\u4ee5\u623f\u5c4b\u9451\u50f9\u5f8c\u984d\u5ea6\u70ba\u6e96\uff0c\u53e6\u5916\u4e5f\u53ef\u4ee5\u914d\u5408\u6c7d\u6a5f\u8eca\u8cb8\u6b3e\u3001\u4fe1\u7528\u8cb8\u6b3e\u7b49\u65b9\u6848\u8b93\u4f60\u7684\u5468\u8f49\u8cc7\u91d1\u4e0d\u6015\u4e0d\u5920\u3002<\/td><td>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u984d\u5ea6\u9664\u4e86\u6700\u9ad8\u50c5\u6709\u623f\u5c4b\u9451\u5b9a\u5f8c\u50f9\u503c\u7684\u516b\u6210\uff0c\u60f3\u8981\u8cb8\u6b3e\u5176\u4ed6\u9805\u76ee\u7686\u6703\u53c3\u8003\u85aa\u8cc7\u8b49\u660e\u3001\u8ca1\u529b\u8b49\u660e\u3001\u4fe1\u7528\u8a55\u5206\u3001\u8ca0\u50b5\u6bd4\u7b49\u7b49\u56e0\u7d20\u3002<\/td><\/tr><tr><td>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387<\/td><td>\u6708\u5229\u73873%\u5167<\/td><td>\u5e74\u5229\u7387\u4e26\u4e14\u6703\u6839\u64da\u5ba2\u6236\u7684\u4fe1\u7528\u8a55\u5206\u3001\u85aa\u8cc7\u8b49\u660e\u7b49\u6709\u6240\u8b8a\u52d5<\/td><\/tr><tr><td>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u5e74\u9650<\/td><td>\u6839\u64da\u5ba2\u6236\u7684\u9700\u6c42\u91cf\u8eab\u8a02\u88fd\u65b9\u6848\uff0c\u9664\u4e86\u7d81\u7d04\u4ee5\u5916\u4e5f\u6709\u96a8\u501f\u96a8\u9084\u7684\u65b9\u6848\u53ef\u4ee5\u63d0\u4f9b\u3002<\/td><td>\u623f\u8cb8\u591a\u6578\u70ba20\u5e74\u70ba\u9650\uff0c\u90e8\u5206\u9280\u884c\u670930\u5e74\u70ba\u9650\u7684\u65b9\u6848<\/td><\/tr><tr><td>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6838\u8cb8\u689d\u4ef6<\/td><td>\u6c92\u6709\u4efb\u4f55\u689d\u4ef6\uff0c\u53ea\u8981\u623f\u5c4b\u9451\u50f9\u5f8c\u5c31\u6703\u6838\u8cb8\u3002<\/td><td>\u5e74\u7d00\u4e0d\u5f97\u8d85\u904e56\u6b72 \u9700\u8981\u6709\u7a69\u5b9a\u7684\u6536\u5165\u8b49\u660e \u4fe1\u7528\u8a55\u5206\u826f\u597d \u8ca0\u50b5\u6bd4\u4e0d\u8d85\u904e\u56fa\u5b9a\u6578\u503c<\/td><\/tr><tr><td>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6240\u9700\u6642\u9593<\/td><td>\u8cc7\u6599\u5099\u9f4a\u5f8c\u9001\u4ef6\u81f3\u64a5\u6b3e\u7d04\u4e00\u500b\u5de5\u4f5c\u5929\u3002<\/td><td>\u5927\u7d0415\u5929\u81f3\u4e00\u500b\u6708\u4e0d\u7b49 &nbsp;<\/td><\/tr><tr><td>\u5099\u8a3b<\/td><td>\u9700\u8981\u6ce8\u610f\u662f\u5426\u70ba\u5408\u6cd5\u7684\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u696d\u8005\uff0c\u500b\u4eba\u8cc7\u6599\u5805\u6c7a\u4e0d\u8f15\u6613\u5916\u6d29\uff0c\u63d0\u4f9b\u5f8c\u4e00\u5b9a\u8981\u8a18\u5f97\u6536\u56de<\/td><td>\u56e0\u70ba\u904e\u591a\u7684\u806f\u5fb5\u6b21\u6578\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff0c\u9032\u800c\u5f71\u97ff\u904e\u4ef6\u7387\uff0c\u8cc7\u6599\u5982\u679c\u4e0d\u9f4a\u5168\u6703\u5f71\u97ff\u6574\u9ad4\u9032\u5ea6<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u623f\u8cb8\u62b5\u62bc\u8cb8\u6b3e\u7bc4\u4f8b<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%8A%80%E8%A1%8C%E8%88%87%E6%B0%91%E9%96%93%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%B5%81%E7%A8%8B\"><\/span>\u9280\u884c\u8207\u6c11\u9593\u8cb8\u6b3e\u7684\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%B2%B8\"><\/span>\u7533\u8cb8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9280\u884c\uff1a\u5c07\u8cc7\u6599\u5099\u9f4a\u5f8c\u672c\u4eba\u81f3\u81e8\u6ac3\u8fa6\u7406\u7533\u8acb\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u3002<br>\u6c11\u9593\uff1a\u7dda\u4e0a\u806f\u7d61\u6c11\u9593\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6e96\u5099\u597d\u696d\u8005\u9700\u6c42\u7684\u8cc7\u6599\uff0c\u7dda\u4e0a\u9001\u4ef6\u6216\u662f\u696d\u8005\u6703\u89aa\u81ea\u767b\u9580\u6536\u53d6\u6587\u4ef6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%91%91%E5%83%B9\"><\/span>\u9451\u50f9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9280\u884c\uff1a\u9280\u884c\u6d3e\u6307\u5b9a\u4eba\u54e1\u81f3\u73fe\u5834\u4f30\u50f9\uff0c\u6839\u64da\u5730\u6bb5\u3001\u5c4b\u9f61\u3001\u5c4b\u6cc1\u9032\u884c\u623f\u5c4b\u9451\u5b9a\u50f9\u683c\u5f8c\u518d\u8003\u616e\u7533\u8cb8\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u589e\u6e1b\u984d\u5ea6\u4ee5\u53ca\u5229\u7387\u3002<br>\u6c11\u9593\uff1a\u91d1\u878d\u516c\u53f8\u6307\u5b9a\u4eba\u54e1\u81f3\u73fe\u5834\u4f30\u50f9\uff0c\u6839\u64da\u5730\u6bb5\u3001\u5c4b\u9f61\u3001\u5c4b\u6cc1\u9032\u884c\u623f\u5c4b\u9451\u5b9a\u50f9\u683c\u5f8c\u7d66\u4e88\u984d\u5ea6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%A0%B8%E8%B2%B8\"><\/span>\u6838\u8cb8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9280\u884c\uff1a\u6839\u64da\u8a55\u4f30\u7d50\u679c\u544a\u77e5\u8cb8\u6b3e\u662f\u5426\u53ef\u4ee5\u8fa6\u7406\uff0c\u4e26\u4e14\u544a\u77e5\u984d\u5ea6\u4ee5\u53ca\u5229\u7387\u3002<br>\u6c11\u9593\uff1a\u9451\u50f9\u5f8c\u544a\u77e5\u5ba2\u6236\u984d\u5ea6\u4ee5\u53ca\u5229\u7387\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%A8%AD%E5%AE%9A\"><\/span>\u8a2d\u5b9a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9280\u884c\uff1a\u8cb8\u6b3e\u4eba\u81f3\u9280\u884c\u4ea4\u4ed8\u8cc7\u6599\uff0c\u7531\u9280\u884c\u5de5\u4f5c\u4eba\u54e1\u9032\u884c\u6838\u5c0d\u8cc7\u6599\u3001\u5408\u7d04\u5167\u5bb9\u3001\u4e26\u4e14\u9032\u884c\u623f\u5c4b\u8a2d\u5b9a\u3002<br>\u6c11\u9593\uff1a\u4ee3\u66f8\u8207\u7533\u8cb8\u4eba\u4ee5\u53ca\u6c11\u9593\u91d1\u878d\u516c\u53f8\u4eba\u54e1\u5c0d\u4fdd\u5f8c\uff0c\u7531\u4ee3\u66f8\u5c07\u8cc7\u6599\u9001\u5f80\u5730\u653f\u4e8b\u52d9\u6240\u9032\u884c\u8a2d\u5b9a\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%92%A5%E6%AC%BE\"><\/span>\u64a5\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9280\u884c\uff1a\u5b8c\u6210\u8a2d\u5b9a\u5f8c\u5c07\u6b3e\u9805\u64a5\u6b3e\u81f3\u6307\u5b9a\u5e33\u6236\u3002<br>\u6c11\u9593\uff1a\u5b8c\u6210\u8a2d\u5b9a\u5f8c\u5c07\u6b3e\u9805\u64a5\u6b3e\u81f3\u6307\u5b9a\u5e33\u6236\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%8A%80%E8%A1%8C%E8%88%87%E6%B0%91%E9%96%93%E8%B2%B8%E6%AC%BE%E6%A9%9F%E6%A7%8B%E7%9A%84%E5%B7%AE%E5%88%A5%EF%BC%9F%E6%80%8E%E9%BA%BC%E6%8C%91%E9%81%B8%EF%BC%9F\"><\/span>\u9280\u884c\u8207\u6c11\u9593\u8cb8\u6b3e\u6a5f\u69cb\u7684\u5dee\u5225\uff1f\u600e\u9ebc\u6311\u9078\uff1f<span 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